” which is now available at www.loathemygovernment.com and online at Amazon and Barnes & Noble. Our daily dialog on freedom in America can be joined at www.loathemygovernment.blogspot.com.Article Published On

As the first decade of this century comes to a close, I thought it would be a good idea to look back over the past twenty years to see how this generation’s politicians have managed the affairs of the Federal government and the country. Twenty years is a good measure since it a reasonable amount of time (not too short to see emerging trends, not too long to be irrelevant), it covers a time period when the Democrats and Republicans each controlled the White House for ten years, it covers a time frame when both parties either controlled parts of Congress or had split control, and the actions taken by these politicians will impact the nation for years to come. Given this back drop, how did our so-called leaders perform relative to the vital issues facing the country? Unfortunately, the final report card is not pretty: – Social Security is hurtling towards insolvency with no rational plan in the works to fix it. – Medicare is hurtling towards insolvency with no rational plan in the works to fix it. – Our public education system fails to adequately education vast numbers of our children while consuming more and more resources. – We still have no rational national energy plan, which has caused us to become more and more dependent on the whims and energy pricing of foreign countries. – We have not figured out how to manage the issue of drug addiction that has led to the evolution of a violent narco state just south of our border and left many our citizens that want to kick their drug habit untreated – Our borders are still not secure, resulting in over 10 million illegal aliens in the country with a high probability that some of the 10 million are bent on terrorism aims. – We are fighting two wars that have drained our Treasury, resulting in over 34,000 Americans being killed or wounded, but has not destroyed the terrorism threat that it set out to do. – We continue to deny basic rights to the American gay and lesbian community, whether it is the right to marry or the right and privilege to serve in our armed forces. – While the political class has passed a massive health care reform law, this law is likely to fail while substantially adding to the national deficit. – Speaking of national deficit, we now have an outrageous national debt of over $13 TRILLION, burdening every American household with over $100,000 worth of government debt. – Government reaction to national disasters such as 9-11, Hurricane Katrina, the BP oil spill, etc., while heroic at the individual level, have been inefficient, ineffective, and expensive at the government bureaucracy level. – Government entities responsible for the banking and housing industries (e.g. Treasury Department, Securities and Exchange Commission (SEC), Freddie Mac, Fannie Mae, FDIC, Federal Reserve Board, Senate and House of Representatives committees, etc.) failed miserably in foreseeing and managing the economic disaster of the past few years, with confirmed reports that some SEC employees, at all levels of management, spent most of their working days surfing the Internet for downloadable pornography. – Not to be outdone by the SEC employees, Gulf of Mexico Interior Department employees have also been found to be spending much of their working time surfing for Internet pornography while ignoring safety issues that eventually caused the BP oil spill disaster. – Through the gerrymandering of Congressional districts, the expansion of earmark volumes, manipulating the primary election system, and the passing ineffective campaign reform financing laws that allow big corporate, union, and PAC contributors to drown out the voices of ordinary Americans, this political class has rigged our voting processes to ensure that the incumbents are always re-elected despite their in office performance. – Despite massive bureaucracies concerned about consumer safety, failed government processes to foresee the Toyota safety problems and the failed over sight of stopping the import of lead and cadmium laced toy products, probably resulted in American fatalities. – Moral and ethical behavior have not been a strong point of this generation’s political class, whether it was outright/convicted corruption (Traficant, Cunningham, Ryan, Rostenkowski), alleged corruption (Rangel, Walters, and possibly a dozen others), or alleged immoral corruption (Spitzer, MacGreevey, Edwards, Clinton, Foley, Ryan, Sanford, Ensign). – Intelligent political dissent has degenerated into name calling with those opposed to the invasion of Iraq as unpatriotic, those opposed to Obama Care being likened to racists of the civil rights era or being called un-American, knuckle dragging Neanderthals, or terrorists. – Never has the country been so divided with politicians using the differences in cultural, racial, sexual, religious, or geographic orientations to “energize their base” while belittling other Americans that may have legitimate, differing views. Unfortunately, given the above report card, I think we would all have to give the political class a failing grade for their performance over the past twenty years (despite the fact that they reward themselves with automatic pay raises every year). Wherever you land on the above issues, it is pretty obvious that no real progress and, in many cases, no real effort, has been made in successfully resolving these issues. The focus of our politicians has been very simple: to get elected and stay elected, using whatever financial and government resources (e.g. earmarks) they can get their political hands on or demonizing one group of Americans (gay vs. straight, pro life vs. pro choice, red state vs. blue state, one race vs. another race, poor vs. rich) in order to get the support of another group. Nowhere in this list of political priorities do you see the solving of issues or the uniting of the country as important to the American political class. And this is not only the Democrats’ fault and it is not only the Republicans’ fault. It is the fault of all politicians and the American voters who allow both parties to separate and divide us against ourselves while they continue their failing performance relative to the problems facing the nation today. The time has come to move beyond this petty and ineffective leadership we have endured for the past twenty years. We need to enact some very specific and urgent steps and intiatives as soon as possible. These steps include downsizing government functions to be smaller in number, smaller in size, and more effective in serving. These steps include campaign finance reform to take the overpowering allure and temptation of money out of the election process. These steps include political accountability (including term limits) so that politicians actually behave ethically and morally, and become focused on problem solving and not solely their re-election. These steps include national, independent efforts to fix our schools, our drug problem, our energy problem, and our health care problem, independent in the sense that politicians and lobbyists are excluding from the problem solving process. Otherwise, twenty years from now, our kids will still be undereducated, our national debt will be insurmountable, government functions will be more dysfunctional, politicians will be more entrenched, more corrupt, and less likely than even now to solve important issues, and the freedoms and liberties we should be enjoying, as guaranteed by the Constitution and Bill of Rights will be just distant memories. A recent article in Newsweek magazine rated the top countries in the world in which to live. Twenty years ago, the United States would have been the hands down winner. Our economy was strong, the communist threat was ending, we were probably the freest nation in the world. We were the economic, cultural, military, moral, and athletic powerhouse of the world. Today, according to the Newsweek article, we rank 11th out of the best places to live in the world. While other nations’ actions have probably accounted for a lot of their improvement on this list, we should still hold our political class accountable for not improving our country and our lives as quickly as the rest of the world. From first to 11th in twenty years. Imagine where we will rank in another twenty years if we allow this generation of politicians to propagate further. About the Author: Walter “Bruno” Korschek is the author of the book, “Love My Country, Loathe My Government – Fifty First Steps to Restoring Our Freedom and Destroying The American Political Class,” which is now available at www.loathemygovernment.com and online at Amazon and Barnes & Noble. Our daily dialog on freedom in America can be joined at www.loathemygovernment.blogspot.com. Article Published On:

contact the local post office and track if your credit card bills are reaching a new address given by the identity thief. You may also call the Social Security Administration to check of any misuse of your social security number. The identity theft will definitely cost you a lot in terms of money and time. Instead of spending sleepless nights over the issue you may contact an FCRA attorney. Attorneys at www.yourcreditrights.com follow an effective process of handling credit report errors

Legal The Fair Credit Reporting Act (FCRA) was passed by the Congress and enforced by the Fair Trade Commission (FTC) to protect consumers against inaccuracies, unfair and misleading information in the consumer reporting agencies’ (Equifax, Transunion and Experian) reports. Identity theft is the generic term used for impersonation of your identity. Identity theft is a fraud in which someone pretends to be someone else and accesses benefits in that person’s name. The benefits may include accessing resources or obtaining credit card etc. The person whose identity has been stolen can suffer irreparable damage for such consequences as suffer embarrassment, loss of reputation and financial loss. He or she may be held responsible and accountable for the thief’s misdeeds. Apart from the material benefits that the fraudsters may stand to gain through identity theft there are other types of perpetration involved. Sensitive data transfer can be done through identity theft. There has been a 37% increase in identity frauds since 2007 in the Unites States. A total cost of $54 billion is reported for a 11.1 million population that became victim of identity theft. Identity theft prevented is a good formula for a peaceful life. You would not realize the importance of protecting your identity until your identity is compromised and you end up in debts or some other big trouble. By monitoring your credit card bills regularly you can learn of identity theft before any damage is done. You may opt for a credit freeze which means an impersonator has to produce a credit report for a new loan or credit card. You may set up a fraud alert with each creditor you have an account with. New accounts cannot be opened unless the lender checks with you if the credit fraud alert has been activated. Detect early if you are a victim of identity theft. You may be a victim of identity theft if you get a call from a creditor either approving or not approving a loan you never applied for or your credit card statement shows expenditure you never incurred. A worse indication is a debt collection agency calls you to inform they are collecting for an account which is not yours. If you are a victim of identity theft, settle on a plan of action. You may start the cleaning up process immediately if you suspect identity theft. Apart from checking credit report frequently, placing fraud alerts and freezing your credit, you need to file a police complaint as well as a complaint with the FTC. Save all the phone numbers you call, the names of people you interact with about the fraud, contact the local post office and track if your credit card bills are reaching a new address given by the identity thief. You may also call the Social Security Administration to check of any misuse of your social security number. The identity theft will definitely cost you a lot in terms of money and time. Instead of spending sleepless nights over the issue you may contact an FCRA attorney. Attorneys at www.yourcreditrights.com follow an effective process of handling credit report errors, identity theft, and other consumer fraud issues with the most favorable and acceptable outcome for you in the shortest possible time. Over 35,000 satisfied customers vouch for the services at www.yourcreditrights.com. About the Author:

” which is now available at www.loathemygovernment.com and online at Amazon and Barnes & Noble. Our daily dialog on freedom in America can be joined at www.loathemygovernment.blogspot.com. Article Published On

As the first decade of this century comes to a close, I thought it would be a good idea to look back over the past twenty years to see how this generation’s politicians have managed the affairs of the Federal government and the country. Twenty years is a good measure since it a reasonable amount of time (not too short to see emerging trends, not too long to be irrelevant), it covers a time period when the Democrats and Republicans each controlled the White House for ten years, it covers a time frame when both parties either controlled parts of Congress or had split control, and the actions taken by these politicians will impact the nation for years to come. Given this back drop, how did our so-called leaders perform relative to the vital issues facing the country? Unfortunately, the final report card is not pretty: – Social Security is hurtling towards insolvency with no rational plan in the works to fix it. – Medicare is hurtling towards insolvency with no rational plan in the works to fix it. – Our public education system fails to adequately education vast numbers of our children while consuming more and more resources. – We still have no rational national energy plan, which has caused us to become more and more dependent on the whims and energy pricing of foreign countries. – We have not figured out how to manage the issue of drug addiction that has led to the evolution of a violent narco state just south of our border and left many our citizens that want to kick their drug habit untreated – Our borders are still not secure, resulting in over 10 million illegal aliens in the country with a high probability that some of the 10 million are bent on terrorism aims. – We are fighting two wars that have drained our Treasury, resulting in over 34,000 Americans being killed or wounded, but has not destroyed the terrorism threat that it set out to do. – We continue to deny basic rights to the American gay and lesbian community, whether it is the right to marry or the right and privilege to serve in our armed forces. – While the political class has passed a massive health care reform law, this law is likely to fail while substantially adding to the national deficit. – Speaking of national deficit, we now have an outrageous national debt of over $13 TRILLION, burdening every American household with over $100,000 worth of government debt. – Government reaction to national disasters such as 9-11, Hurricane Katrina, the BP oil spill, etc., while heroic at the individual level, have been inefficient, ineffective, and expensive at the government bureaucracy level. – Government entities responsible for the banking and housing industries (e.g. Treasury Department, Securities and Exchange Commission (SEC), Freddie Mac, Fannie Mae, FDIC, Federal Reserve Board, Senate and House of Representatives committees, etc.) failed miserably in foreseeing and managing the economic disaster of the past few years, with confirmed reports that some SEC employees, at all levels of management, spent most of their working days surfing the Internet for downloadable pornography. – Not to be outdone by the SEC employees, Gulf of Mexico Interior Department employees have also been found to be spending much of their working time surfing for Internet pornography while ignoring safety issues that eventually caused the BP oil spill disaster. – Through the gerrymandering of Congressional districts, the expansion of earmark volumes, manipulating the primary election system, and the passing ineffective campaign reform financing laws that allow big corporate, union, and PAC contributors to drown out the voices of ordinary Americans, this political class has rigged our voting processes to ensure that the incumbents are always re-elected despite their in office performance. – Despite massive bureaucracies concerned about consumer safety, failed government processes to foresee the Toyota safety problems and the failed over sight of stopping the import of lead and cadmium laced toy products, probably resulted in American fatalities. – Moral and ethical behavior have not been a strong point of this generation’s political class, whether it was outright/convicted corruption (Traficant, Cunningham, Ryan, Rostenkowski), alleged corruption (Rangel, Walters, and possibly a dozen others), or alleged immoral corruption (Spitzer, MacGreevey, Edwards, Clinton, Foley, Ryan, Sanford, Ensign). – Intelligent political dissent has degenerated into name calling with those opposed to the invasion of Iraq as unpatriotic, those opposed to Obama Care being likened to racists of the civil rights era or being called un-American, knuckle dragging Neanderthals, or terrorists. – Never has the country been so divided with politicians using the differences in cultural, racial, sexual, religious, or geographic orientations to "energize their base" while belittling other Americans that may have legitimate, differing views. Unfortunately, given the above report card, I think we would all have to give the political class a failing grade for their performance over the past twenty years (despite the fact that they reward themselves with automatic pay raises every year). Wherever you land on the above issues, it is pretty obvious that no real progress and, in many cases, no real effort, has been made in successfully resolving these issues. The focus of our politicians has been very simple: to get elected and stay elected, using whatever financial and government resources (e.g. earmarks) they can get their political hands on or demonizing one group of Americans (gay vs. straight, pro life vs. pro choice, red state vs. blue state, one race vs. another race, poor vs. rich) in order to get the support of another group. Nowhere in this list of political priorities do you see the solving of issues or the uniting of the country as important to the American political class. And this is not only the Democrats’ fault and it is not only the Republicans’ fault. It is the fault of all politicians and the American voters who allow both parties to separate and divide us against ourselves while they continue their failing performance relative to the problems facing the nation today. The time has come to move beyond this petty and ineffective leadership we have endured for the past twenty years. We need to enact some very specific and urgent steps and intiatives as soon as possible. These steps include downsizing government functions to be smaller in number, smaller in size, and more effective in serving. These steps include campaign finance reform to take the overpowering allure and temptation of money out of the election process. These steps include political accountability (including term limits) so that politicians actually behave ethically and morally, and become focused on problem solving and not solely their re-election. These steps include national, independent efforts to fix our schools, our drug problem, our energy problem, and our health care problem, independent in the sense that politicians and lobbyists are excluding from the problem solving process. Otherwise, twenty years from now, our kids will still be undereducated, our national debt will be insurmountable, government functions will be more dysfunctional, politicians will be more entrenched, more corrupt, and less likely than even now to solve important issues, and the freedoms and liberties we should be enjoying, as guaranteed by the Constitution and Bill of Rights will be just distant memories. A recent article in Newsweek magazine rated the top countries in the world in which to live. Twenty years ago, the United States would have been the hands down winner. Our economy was strong, the communist threat was ending, we were probably the freest nation in the world. We were the economic, cultural, military, moral, and athletic powerhouse of the world. Today, according to the Newsweek article, we rank 11th out of the best places to live in the world. While other nations’ actions have probably accounted for a lot of their improvement on this list, we should still hold our political class accountable for not improving our country and our lives as quickly as the rest of the world. From first to 11th in twenty years. Imagine where we will rank in another twenty years if we allow this generation of politicians to propagate further. About the Author: Walter "Bruno" Korschek is the author of the book, "Love My Country, Loathe My Government – Fifty First Steps to Restoring Our Freedom and Destroying The American Political Class," which is now available at www.loathemygovernment.com and online at Amazon and Barnes & Noble. Our daily dialog on freedom in America can be joined at www.loathemygovernment.blogspot.com. Article Published On:

furnaces and water heaters. However

Strategic-Planning Blower Door Test Massachusetts. In order to determine the energy efficiency of your home or offices, Blower Door Test Massachusetts performs blower door tests to measure the building’s rate of air leakage. This is important when one wants control building pressure, decrease indoor air pollution and most importantly, increase energy conservation. Oftentimes, this is required by energy efficiency incentive programs like DOE/EPA Energy Star Program. The Tool – Blower Door The blower door is the diagnostic tool used to measure the air tightness of a structural building and locate areas where air leaks out. It is consists of a fan with adjustable speeds to measure airflow rate that can mounted on an adjustable panel to allow easy installation on any exterior door opening. The blower door also has an air pressure sensing device to measure the air pressure created by the fan flow. Measuring Building Air Tightness Both the pressure and the airflow rate are the factors needed to determine the air tightness of the building. The fewer the leaks or the tighter the building is, the less air needed from the blower door fan to create changes in the building pressures. The measurements of air tightness are presented in a number of different formats which may include: Air changes per hour at 50 Pa of pressure difference (ACH50). In order to compare the relative air tightness of buildings, normalizing the measurements for the building is useful. Doing so allows one to compare various sizes of buildings. One of the most common procedures is to subject the building to a 50 Pa pressure difference and then calculating the number of times per hour the total volume of the enclosure is changed. Air flow needed to generate 50 Pa of pressure difference (CFM50). CFM50 is one of the most basic ways in measuring air tightness. Square inches of leakage area. Leakage area is the estimated cumulative area of all leaks found in a building. This measurement can be useful in estimating natural infiltration rates. Usually, the blower test door is conducted using building pressures that range from 15 Pa to 60 Pa. Importance of Building Leakage Building tight houses without proper ventilation is detrimental for health and safety. Inadequately ventilated houses are the ideal environment for dust mites, molds and other respiratory allergens. And because tighter houses can create large pressure differences from various exhaust devices, these houses are prone to problems involving backdrafting and spillage combustions products like fireplaces, furnaces and water heaters. However, buildings with air leakage have their own set of problems which may include frozen pipes and ice dams, blistering paints, drafts and houses that would not adequately heat or cool. Before, air sealing efforts are focused on door or window air leaks. But now, people are aware that the most important leaks can be found in framing connections, attached garage, attic and crawlspace. These hard to find leaks are responsible for most air leakage in houses and buildings which can result to durability problems and poor performances. This is why having a blower door test in Massachusetts is essential to reducing energy costs in your home or any commercial building. About the Author:

the most economical choice will be goldtone or silvertone. These are easily found at any menswear store and even online

Self-Improvement Many believe that the way you choose to convey your outward appearance is a reflection of your true self. When you first meet someone, this is your opportunity to make a memorable first impression. If you dress to impress, the people around you will notice because whether or not they realize it, people often make decisions based on appearance. For a man, choosing the right cuff links may not seem important, but these small accessories may very well be the staple that pulls the entire look together. If you want to dress to impress, this doesnt mean you have to wear uncomfortable shoes and a business suit every day. But, for a man who wears a suit to work, cuff links are a must. If he dresses business casual, which may mean a khaki pant and dress shirt, cuff links will be even more visible than when worn with a suit jacet. As a general rule, cuff links should be made of the same color metal as the belt buckle, watch or wedding band that a man wears. If the accessories match, it will lend to the fact that this is a well dressed man who takes the time to coordinate his look. For those situations that do not require professional dressing, but rather are more appropriate for casual wear, cuff links can still be worn for a family reunion, a company holiday party or a first date. If you dress to impress, you do it according to the event and that is where accessory planning comes into play. As important as it is to dress for success, it is equally important to dress for yourself. In order to know how to do this, you need to know which styles of cuff links suit you best and which are appropriate for your style of dressing. Cuff links are available in either goldtone or silvertone, but premium designs are also often available in genuine gold and/or sterling silver. The precious metals are more expensive, but will last for a lifetime. If you are just experimenting with various styles of cuff links, the most economical choice will be goldtone or silvertone. These are easily found at any menswear store and even online, but the precious metal cuff links are more scarce in todays marketplace. They can, however, often be found in high-end menswear stores and even jewelers may carry cuff links in your choice of genuine gold or silver. About the Author: